Some seniors look for excuses why they don’t need to purchase travel insurance. They might assume that their regular health insurance has them covered when they are traveling abroad, or maybe they think that it is too expensive. Unfortunately, there is never a good excuse for not having senior citizens travel insurance.
The fact is that people of all ages should make having travel insurance a part of their vacation package and planning. Not only is it a sound investment for protection in case an accident happens; many policies also protect against theft or loss of other valuables. Theft, accidents, and other illnesses can always happen during a trip.
What better way to have peace of mind than to make sure you are insured?
7 Essential Tips on Getting Senior Citizens Travel Insurance
Cancellations – If you ever need to cancel a trip because of an illness or other matter, the fees and fines that are levied against you can be stiff. A good way to be able to recover most of your money if you need to cancel a trip is to have travel insurance.
Adventure Sports – If you participate in adventure sports, such as skydiving, scuba diving, mountain climbing, or other extreme sports, check with your travel insurance policy to make sure there aren’t any clauses that deny coverage for such activities.
Know What is Covered – Always investigate everything that is included in your travel insurance policy and what is not. Policies are different from company to company. You must always make sure you read the fine print.
Lost Luggage – How many times have you heard of other people who have lost their luggage? Yes, it happens all of the time, and if what you carry in your checked in baggage is of some value, then you might want to make sure it is ensured with a good policy.
Medical Evacuation – Medevac insurance should be a priority for seniors. If you have a serious accident or become so ill that you cannot physically take care of yourself, a medical evacuation clause in your policy can assure that you are flown back to the U.S. Your physical remains can also be sent back if you die while abroad. This can save your family members a lot of money and precious time if they have to cover the same expenses.
Age is a Factor – Age is usually a factor when considering any medical insurance. Generally speaking, the older you get, the more your premiums and coverage can be. However, there are so many companies offering senior citizen travel insurance that you can always get excellent deals by shopping around.
Multiple Coverage – Remember that senior citizens travel insurance can cover a wide variety of issues. Of course, it includes accident and health insurance, but can also cover life insurance, lost baggage claims, robbery or theft, and any other problems that might occur.
Senior citizens travel insurance can provide peace of mind for seniors on any trips abroad. Remember that most general health insurance policies do not automatically provide coverage for seniors while they are traveling. It’s a good idea to check with your insurance provider to see if they can add a travel insurance clause to your policy.
Traveling With The Elderly
Having mom and dad visit can be a lot of fun, but it can become a complicated affair as they grow older. If you can accompany your parents as they travel, there are some things you can do to keep them comfortable and safe. The first thing that should be done is to allow extra time for transportation. Due to frequent bathroom trips, rests, or a slow pace, traveling with the elderly can take more time than anticipated and can cause you to miss your flight.
Something that is crucial for the elderly is good circulation while traveling. Sitting for long periods of time on planes or in the airport can be detrimental to their health and lead to blot clots in their legs. Whenever possible, have your parents stand up and walk around. If they are stuck on the plane and cannot get out easily, have them pump their feet back and forth while exercising their arms and hands to help keep the blood circulating. Most of the longer flights will have a booklet, video, or live demonstration of some exercises that can be performed in the cramped seating arrangement.
While traveling, make sure the elderly are well hydrated. It is especially easy for people to get dehydrated at airports since you can’t take water through security. The elderly easily get dehydrated, and if they do, the effects can be far more harmful than if someone younger gets dehydrated. To keep them vibrant and healthy, make sure they always have plenty of water to drink.
One more thing that can be done is to pack any medications in both a carry on and check in luggage. The last thing you want is to be stuck on a plane with your parents unable to take some important medication. During long layovers, and while flying, check ins are impossible to access. Carry on sometimes are also lost, and in some instances, security checkpoints have been known to take certain pills away. When crossing through security, if possible, take any doctor prescriptions for pills. Most of the time there shouldn’t be any problem. It is still a good idea to carry medications in more than one place though.
These are just a few ways that traveling with one of luxury Turkey tours with the elderly can be made safer. Traveling is not the only thing that can be stressful or possibly dangerous to them, however. The safety of their own home can be something that they might worry about. Home security systems can be used to keep them safe. Unlike traveling through airports where many things must be done to keep them safe when it comes to their house, home security is one quick and simple way to take care of safety issues they might have.